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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67273 reviews)

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4.94

Based on 67,273 reviews, last reviewed 21st Jan 2026

66367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Highly recommended by me. Absolute dream to set and easy access through the portal. There was no pressure to complete the loan and everything was explained in detail. Reviewed on: 21st January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67273)

Simple and fast

Quick turnaround, good rates and hassle free experience. Reviewed on: 30th May 2017

A loan fit for everyone

Zopa provide a loan service that not only benefits the company but benefits the customer with rates as low as 3.3% where as the banks take an average of 15.9% can argue with that and it's simple to apply and simple to set up! Win win! Reviewed on: 30th May 2017

Reliable, professional service

The process and professional service provided whilst meeting my requirements were simple and efficiently dealt with. Reviewed on: 30th May 2017

Great service! Speedy and hassle free!

Great experience with this loan company. It was quick and easy to apply and the funds were in my account in a matter of days. Customer service is brilliant, tailored and efficient. Would and have recommended to friends and family Reviewed on: 30th May 2017

Great Rates and Online Application So Easy

Having reviewed several loan companies to consolidate my debt Zopa was by far the best choice. most competitive rates and very easy to complete the online application form. Reviewed on: 30th May 2017

Lifesaver!

Wasn't hopeful of being accepted for a loan as I have a low credit rating, but Zopa took everything into account and approved me. Thanks Zopa! Reviewed on: 30th May 2017

Quick, easy, helpful, straightforward, great rates.

I've had a few loans from Zopa and have found them a pleasure to deal with. Quick and straightforward process , no hidden charges or complications. Easy to keep up to date with your current loan status. Great rates. Couldn't recommend them more. Reviewed on: 30th May 2017

Great Experience all round

Getting a loan with Zopa was a painless experience, and a decision was made in the promised time. Payment was very quick. Any questions I had were answered quickly and politely. Will use Zopa again Reviewed on: 30th May 2017

Unbelievable

Great experience quick good rate fantastic Reviewed on: 30th May 2017

Quick and professional Service

Easy application process and good rate Reviewed on: 30th May 2017

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