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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

good service

5
Brilliant service and a good interest rates Reviewed on: 19th December 2016

Easy and convenient service

5
Application process was easy and money were in my account in a couple of days. This helped me a lot with house moving. Reviewed on: 19th December 2016

Simple, Swift & Satisfactory

5
I came across Zopa VT accident and I am very glad I did. Their rates, application system and customer service is one of the best I have ever experienced. The whole ethos of the company is very appealing and I cannot give them enough stars for their overall performance. Well done to all at Zopa!!! Reviewed on: 19th December 2016

Safe and quickest way

5
Helpful customer service. Recommend for a few friends due to best service. Safest ans quickest way to get loan Reviewed on: 19th December 2016

The Zone of Possible Agreement (ZOPA)

5
Already recommend to friends and family who have now taken out loans with Zopa. Good interest rate, easy to apply! Reviewed on: 19th December 2016

Easy to use all rounder

5
The best rates I could find. Easy to use and easy to pay back early. An all rounder when looking for a loan. Would highly recommend. Reviewed on: 19th December 2016

excelent servis

5
great on line and costomer servis Reviewed on: 19th December 2016

Exactly what I expected

5
Whole process was easy, accommodating to changing my payment date. Would definitely recommend. Reviewed on: 19th December 2016

Good loan company

4
Good loan company with good interest rates and no fuss Reviewed on: 19th December 2016

very good service and quick

5
Took out a loan was very quick checked my history and money was in my account wen said very highly reccommend Reviewed on: 19th December 2016

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