Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

First class service

First class, hassle free experience. Reviewed on: 19th December 2016

good service

Brilliant service and a good interest rates Reviewed on: 19th December 2016

Easy and convenient service

Application process was easy and money were in my account in a couple of days. This helped me a lot with house moving. Reviewed on: 19th December 2016

Simple, Swift & Satisfactory

I came across Zopa VT accident and I am very glad I did. Their rates, application system and customer service is one of the best I have ever experienced. The whole ethos of the company is very appealing and I cannot give them enough stars for their overall performance. Well done to all at Zopa!!! Reviewed on: 19th December 2016

Safe and quickest way

Helpful customer service. Recommend for a few friends due to best service. Safest ans quickest way to get loan Reviewed on: 19th December 2016

The Zone of Possible Agreement (ZOPA)

Already recommend to friends and family who have now taken out loans with Zopa. Good interest rate, easy to apply! Reviewed on: 19th December 2016

Easy to use all rounder

The best rates I could find. Easy to use and easy to pay back early. An all rounder when looking for a loan. Would highly recommend. Reviewed on: 19th December 2016

excelent servis

great on line and costomer servis Reviewed on: 19th December 2016

Exactly what I expected

Whole process was easy, accommodating to changing my payment date. Would definitely recommend. Reviewed on: 19th December 2016

Good loan company

Good loan company with good interest rates and no fuss Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.37 from 54 reviews
Personal loans
from Plata 4.94 from 8057 reviews
Loans
from Acorn Community Bank 4.95 from 905 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub