Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

View other Zopa products

4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65247)

Fast and easy online process

Fuss free application. Excellent that you can redeem at any time without penalties. Reviewed on: 19th December 2016

Easy,quick and reassuring and low interest rate. Really good.

Excellent. Quick, easy. Low interest rate Reviewed on: 19th December 2016

Brilliant

The process was nice and straight forward with plenty of help on hand to answer any queries! Reviewed on: 19th December 2016

Good, quick efficient service. Thanks

I needed some money for my sons 18th & my daughters 21st. All in 2016. Needed a fast loan. I was provided with what I wanted. Reviewed on: 19th December 2016

Easy application and accessible website

Applied for a loan to consolidate my debt. Found the website very easy to use and also like knowing that I can change my repayment dates easily. Would definitely recommend Reviewed on: 19th December 2016

What else is there to want?!

Fast, easy, low rates - what else is there to want?! :) Reviewed on: 19th December 2016

Zopa Loan Review

A totally professional, courteous, rapid (in terms of decision and money in the bank), competitive interest service. Excellent, thoroughly recommend. James Turner. Reviewed on: 19th December 2016

Easy and Efficient

Zopa are a refreshing lender, making the borrowing process quick, easy and satisfyingy. The website is simple and easy to navigate and all communications are straight-forward and self-explanatory. A pleasure to deal with! Reviewed on: 19th December 2016

Zoopa loan

Simple, straight forward and fast. Reviewed on: 19th December 2016

Zopa loan

Very simple process, fast decision and delivery of funds. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Creation Personal Loan
from Creation 3.25 from 54 reviews
Bridging Finance
from Together Money 2.00 from 7 reviews
Personal Loans
from Cashfloat 4.94 from 26 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub