Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Zoopa loan

Simple, straight forward and fast. Reviewed on: 19th December 2016

Zopa loan

Very simple process, fast decision and delivery of funds. Reviewed on: 19th December 2016

Brilliant simple and helpful!

Everyone was very helpful and polite. Great customer service and the money was in the account very quickly. Brilliant company. Reviewed on: 19th December 2016

Competitive rates

I'm very happy with my loan, really competitive rates Reviewed on: 19th December 2016

Great

Very low interests, no problems with getting loan Reviewed on: 19th December 2016

Quick and efficient servie

Easy process, supportive and kind staff. Would highly recommend it. Reviewed on: 19th December 2016

Very good. Money in my account quickly.

Money arrived quickly and when they said it would. I will use them again if needed. Reviewed on: 19th December 2016

Easiest loan application ever

Zopa make the loan application the easiest ever . Would highly recommend. Reviewed on: 19th December 2016

Best online rate!

Quick and easy to apply. Money was in the bank quickly. Lowest rate I found online too! Reviewed on: 19th December 2016

Simple cheap loans

The Zopa website was very easy to use and allowed me to see what the interest rate was and what my monthly repayments would be on one screen. Plus the interest rate was low too.. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.37 from 54 reviews
Personal loans
from Plata 4.94 from 8057 reviews
Loans
from Acorn Community Bank 4.95 from 905 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub