Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65247)

Brilliant simple and helpful!

5
Everyone was very helpful and polite. Great customer service and the money was in the account very quickly. Brilliant company. Reviewed on: 19th December 2016

Competitive rates

5
I'm very happy with my loan, really competitive rates Reviewed on: 19th December 2016

Great

5
Very low interests, no problems with getting loan Reviewed on: 19th December 2016

Quick and efficient servie

5
Easy process, supportive and kind staff. Would highly recommend it. Reviewed on: 19th December 2016

Very good. Money in my account quickly.

5
Money arrived quickly and when they said it would. I will use them again if needed. Reviewed on: 19th December 2016

Easiest loan application ever

5
Zopa make the loan application the easiest ever . Would highly recommend. Reviewed on: 19th December 2016

Best online rate!

5
Quick and easy to apply. Money was in the bank quickly. Lowest rate I found online too! Reviewed on: 19th December 2016

Simple cheap loans

5
The Zopa website was very easy to use and allowed me to see what the interest rate was and what my monthly repayments would be on one screen. Plus the interest rate was low too.. Reviewed on: 19th December 2016

fantastic

5
Perfect,fast and to the point no hassle and no pain Reviewed on: 19th December 2016

Love Zopa

5
I had a plesure do deal with Zopa. Grate service. Thank you. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products