Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 67,277 reviews, last reviewed 22nd Jan 2026
99800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopla made things easy for me. Zopla made things easy for me. They are very responsive and supportive. They keep you updated into any changes with their app and tend to provide fast... Read more Reviewed on: 22nd January 2026
ARR's avatar
ARR

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67277)

Review of the Zopa, Personal loan:

Fast, easy and informative

5
From the beginning the process was straightforward. Zopa kept me informed of what was happening and everything that was promised was delivered in a quick and easy manner. A really good experience. Reviewed on: 27th March 2021

The Best

5
Very easy and straight forward. No fuss even the credit score is just average Reviewed on: 19th January 2026

excellent quick and not stressful

5
excellent quick and not stressful Reviewed on: 19th January 2026

use Zopa for loan

5
were friendly did not make you feel awkward and very helpful Reviewed on: 19th January 2026

Very professional and customer friendly

5
Very professional and customer friendly Reviewed on: 19th January 2026

Excellent service.

5
Excellent service. Quick and easy. App easy to use. Reviewed on: 19th January 2026

Easy access and good website navigation

5
Easy access and good website navigation Reviewed on: 19th January 2026

Everything from applying for to getting the loan was...

5
Everything from applying for to getting the loan was very easy Reviewed on: 19th January 2026

Very quick, fair, easy to use, quick to pay out and...

5
Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

Zopa gave me an immediate decision and enabled me to...

5
Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026

zopa loan

5
got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2365 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1451 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7481 reviews
    Zopa
    View all products