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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67023 reviews)

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4.94

Based on 67,023 reviews, last reviewed 17th Jan 2026

58167% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was very quick action ,20min and I had money on m... It was very quick action ,20min and I had money on my an account. Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67023)

Review of the Zopa, Personal loan:

Very Helpful

took a loan out with Zopa earlier this year. Staff excellent and professional. Also polite and very helpful. Excellent rates and excellent phone manners with calls answered quickly even with staff reduction due to Covid matters,. Cannot fault this company, Reviewed on: 24th January 2022

First Class

They listen and help is there if need Reviewed on: 17th January 2026

Very easy and straightforward.

Very easy and straightforward. Good communication. Reviewed on: 17th January 2026

Clear and simple

Zopa have always made things clear and simple to understand. Direct he's or no's to products that you are looking for. Contact when needed and easy to reach. Great service and great value. Reviewed on: 17th January 2026

so great to do business with.

Quick and easy and so great to do business with. The process and the website makes everything a breeze. Reviewed on: 17th January 2026

Great experience

Easy informative and quick. I understood all my options and the app is easy to use. Reviewed on: 17th January 2026

Recommended from all angles

From a personal perspective the representatives of Zopa that I interacted with were very friendly and engaging. Conversely they were also professional, thorough and organised. Every part of the process was straightforward and ran like clockwork. I’d have no hesitation in recommending them to my peers. Reviewed on: 17th January 2026

So friendly and easy 2 understand them

So friendly and easy 2 understand them Reviewed on: 17th January 2026

Very clear options and very good website to complete...

Very clear options and very good website to complete the application. Reviewed on: 17th January 2026

Very straightforward application no fuss, once appro...

Very straightforward application no fuss, once approved the funding was in our account within hours Reviewed on: 17th January 2026

Big loans

Always excellent service and enquires answered fast Reviewed on: 17th January 2026

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