Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66639 reviews)

View other Zopa products

4.94

Based on 66,639 reviews, last reviewed 16th Jan 2026

45600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Professional services through out my journey to rece... Professional services through out my journey to receive my loan offer.Courteous staff nothing was too much trouble in answering questions Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66639)

Review of the Zopa, Personal loan:

Friendly service over the phone with a good range of...

Friendly service over the phone with a good range of products Reviewed on: 4th March 2024

Professional services through out my journey to rece...

Professional services through out my journey to receive my loan offer.Courteous staff nothing was too much trouble in answering questions Reviewed on: 16th January 2026

The best loan experience you can have

Easy application. Personal phone call to enable loan application. Quick approval . Good app. Felt was joining something and being supported … have had many loan experiences over the years but this has been my best experience with a l lender by far Reviewed on: 16th January 2026

Very easy to deal with, you always know where you st...

Very easy to deal with, you always know where you stand. I would highly recommend Zopa Reviewed on: 16th January 2026

From start to finish Zopa were easy to deal with and...

From start to finish Zopa were easy to deal with and very prompt in their handling of the transaction Reviewed on: 16th January 2026

My experience was wonderful

My experience was wonderful. I tried to get a loan with my bank. Unfortunately, it was denied even having a very good credit score. Even the advisor couldn't understand why it was denied, and to have a reason I will need to send a letter and wait for an answer. I am very pleased that it was denied, because I found Zopa. I just applied, and had the answer on the same day. I am very happy with Zopa. Reviewed on: 16th January 2026

Quick disission on loans very friendly and helpful

Quick disission on loans very friendly and helpful Reviewed on: 16th January 2026

Great company!! Easy to use App.

Arrange a loan quickly and efficiently with no problems at a very competitive rate. Easy to use App and reminders of when payment is due. Will recommend and use again in the future. Reviewed on: 16th January 2026

quick and easy

I applied for a loan and the process was very quick and easy. Reviewed on: 16th January 2026

Simple & quick, excellent service

Simple & quick, excellent service Reviewed on: 16th January 2026

Hassle free, manageable loans

Great company. Easy to access and manage loans with any fuss. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from HEY Credit Union 4.98 from 564 reviews
Personal Loan
from HSBC 3.49 from 62 reviews
Personal Loans
from Reevo 4.90 from 744 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2213 reviews
Cash ISA
from Zopa 4.95 from 1393 reviews
Smart Saver
from Zopa 4.94 from 7455 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub