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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use and competitive

Competitive rates of interest and easy to use APP. Would recommend to all. Reviewed on: 16th April 2025

Wouldn’t bank with anyone else

Fantastic savings rates, excellent customer service Reviewed on: 16th April 2025

Good rates

Good interest rates and easy to use saving pots Reviewed on: 16th April 2025

No problems at all every thing is simple with zopa,...

No problems at all every thing is simple with zopa, from credit card, to saving account, to current account, app easy, online easy, top marks. Reviewed on: 16th April 2025

Overall, this bank is exceptional.

Overall, this bank is exceptional. I have a current account, credit card, and savings account with remarkably competitive interest rates, reaching up to 7%. Absolutely Amzing Reviewed on: 16th April 2025

Good customer service good communication easy to get...

Good customer service good communication easy to get savings out easy to put money in good savings rate good customer service and support Reviewed on: 16th April 2025

Use ZOPA for all my car and ad hoc bills as get a re...

Use ZOPA for all my car and ad hoc bills as get a reasonably decent return. Reviewed on: 16th April 2025

I've got a saver account with Zopa

I've got a smart saver account with Zopa and they have been great in keeping me up to date with changes and recommendations for alternative accounts that could possibly suit me better. The account I chose was easy to arrange and withdrawals have been easy. Reviewed on: 16th April 2025

Great interest rate %

Great interest rate Very good app Reviewed on: 16th April 2025

Easy to manage and good returns

Really good- it has always been quick and easy to invest or take out money, and the returns are great. I trust the company and am v happy with them. Reviewed on: 16th April 2025

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