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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7489 reviews)

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4.94

Based on 7,489 reviews, last reviewed 5th Feb 2026

30100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate 7.5% Great interest rate 7.5% on regular saver. cashback on direct debits. Nice app. Reviewed on: 5th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7489)

Review of the Zopa, Smart Saver:

Seamless Savings

Great experience and easy to use. Reviewed on: 3rd April 2023

Simple effective App, money transfer almost instant...

Simple effective App, money transfer almost instant and a decent saving rate. Reviewed on: 15th January 2026

Graysguide

Just very good and with comission free spending overseas,very easy to call and sort anything out Reviewed on: 15th January 2026

Zopa is very good app to use excellent service reall...

Zopa is very good app to use excellent service really recommend Reviewed on: 15th January 2026

App easy to use

The App is so easy to use and for me the best is to do over payments lowering monthly payments Reviewed on: 15th January 2026

App is very easy to use and useful.

App is very easy to use and useful. Reviewed on: 15th January 2026

Love the smart saver especially how you can have sev...

Love the smart saver especially how you can have several saving pots and i like the interest paid daily it make me want to save more. Reviewed on: 15th January 2026

Excellent banking.

Easy to use intuitive app. Very helpful customer care staff if ever needed. Reviewed on: 15th January 2026

Happy would and have reckoned to anyone

Happy would and have reckoned to anyone Reviewed on: 15th January 2026

Always quick and easy and great rates

Always quick and easy and great rates Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Good rates of interest and the statements are easy to download. Reviewed on: 15th January 2026

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