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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Great features for saving and banking and app is great.

Great features for saving and banking and app is great. The savings pots are particularly handy. Reviewed on: 9th March 2026

Easiest user-friendly savings app

Really easy to set up and great interface savings works well with bonus rates etc all very clear and user-friendly Reviewed on: 9th March 2026

Consumer friendly app.

Consumer friendly app..straight forward Anderson to use Reviewed on: 9th March 2026

Excellent bank

Good products provided and excellent rates Reviewed on: 9th March 2026

Easy to use and great rates.

Easy to use and great rates. App is excellent. Connects to other banks easily, notifies about payments instantly. Reviewed on: 9th March 2026

Straightforward and easy to set up and use.

Straightforward and easy to set up and use. Great app Reviewed on: 9th March 2026

Easy to use app - clear and simple

Easy to use app - clear and simple Reviewed on: 9th March 2026

Great account

Simple and quick to create an account. Was interested in the saving accounts and rates which is why I initially opened an account. Then started to transfer Direct debits to help cashback too. Would definitely recommend to others. Reviewed on: 9th March 2026

Very easy to use.

Very easy to use. Really appreciate the ability to save in pots with differing interest rates according to requirements. Easy accessibility to account. Reviewed on: 9th March 2026

Quick and easy to set up and start saving

Easy to set up and linked with my other savings account for easy transfer Reviewed on: 8th March 2026

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