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Zopa: Smart Saver reviews

4.94
Based on 7,181 reviews, last reviewed 7th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7181)

Great but needs a quicker balance transfer..

4
My score would have been higher except that it takes too long for a deposit to show in my account Reviewed on: 23rd April 2025

Great app and competitive interest rates.

5
Great app and competitive interest rates. Reviewed on: 23rd April 2025

Zopa, it's a yes from me!

5
Slowly I am moving my finance to Zopa, from bank account, savings and loan support. Reviewed on: 23rd April 2025

Great app and easy to set up

5
The accounts I have set up were quick and easy to do. It is simple to move money in and out of accounts and the funds arrived promptly. The app is very user friendly. I recommend Zopa to anyone who will listen. Reviewed on: 23rd April 2025

Using easy access "access anytime" this application...

5
Using easy access "access anytime" this application is instant with any money transfer! Always ease of use. Reviewed on: 23rd April 2025

Great Product

5
I am very pleased that I took up this company's offer to open a saver account. It's a great product offering very good interest in your savings. Overall I'm now converted into being a regular saver and pleased that I'm in the position to be able to access my money easy when required without any penalty. I would highly recommend this company fir banking products. The APP is great too. Reviewed on: 23rd April 2025

Great if you can navigate the process

4
I have not had any problems navigating the site but suspect it may be a challenge to speak to a person if you needed to Reviewed on: 23rd April 2025

Love Zopa

5
Love this company app is so simple and they listen to customers before doing updates Reviewed on: 23rd April 2025

Flexible accessibility

5
Access to money instantly or giving noticed on account depending on your needs and savings goals Reviewed on: 23rd April 2025

It's very helpful and smart the context is very simp...

5
It's very helpful and smart the context is very simple and easy to use. This changes the banks I rather go to zopa than a bank as it is more better. Reviewed on: 23rd April 2025

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