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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8042)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very quick to increase any interest rises.

Very quick to increase any interest rises. Clear and understandable app Reviewed on: 28th February 2025

Great Customer Service..

Great Customer Service. Simplifies and makes quick decisions. Interest rates are great. So glad to be with them. Reviewed on: 28th February 2025

Great features, love the pots

Great features, love the pots and ability to add notice periods on them individually. App has always worked really well and transactions happen swiftly. I also like being able to see a summary of the interest I've earned over the year at a glance Reviewed on: 28th February 2025

Easy to use, fast to set up and transfer

Easy to use, fast to set up and transfer Isa’s really easily Reviewed on: 28th February 2025

No problem with setup ,easy application and simple t...

No problem with setup ,easy application and simple to manoeuvre through app Reviewed on: 28th February 2025

ZOPA Savings

I have recommended ZOPA to my whole family and they are now using too. It's easily accessible and the rates are very very competitive. Reviewed on: 28th February 2025

Easy no fuss saving.

Easy no fuss saving. App good to use. Reviewed on: 28th February 2025

Great experience

Great experience Helpful. Great app and good rates of interest Reviewed on: 28th February 2025

Good access to the account and to information.

Good access to the account and to information. Easy to log in on the app and move money around. Reasonable rates and a good range of products available. Reviewed on: 28th February 2025

Zopa is fantastic.

All of Zopas products are so easy to use and the customer service is fantastic. Reviewed on: 28th February 2025

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