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Zopa: Smart Saver reviews

4.94
Based on 8,043 reviews, last reviewed 16th Mar 2026
81400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026
Mary B's avatar
Mary B

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8043)

Smart phone app makes moving my money easy..

5
Easy to use smart phone app makes moving my money easy peasy. I have never had a problem doing what I want to do. Reviewed on: 13th April 2024

Simple, straightforward app and excellent rates.

5
Easy to use App, money transfer always quick, interest rates are excellent. Reviewed on: 13th April 2024

Saving account excellent

5
Very good rate of interest Appointment very easy to use Reviewed on: 13th April 2024

Fun and Easy to Use

5
It’s an intuitive savings account and the control of various savings pots are fun and easy to use. Reviewed on: 13th April 2024

Super easy to setup and maintain.

5
Super easy to setup and maintain. The multi pots are a bonus for specific savings and projects Reviewed on: 13th April 2024

So easy to use and great competitive rates.

5
So easy to use and great competitive rates. I trust this company and and used them for other products too Reviewed on: 13th April 2024

Very easy to set up and transfer money both in and out

5
Very easy to set up and transfer money. Also transfer out are very speedy/immediate unlike other providers. Reviewed on: 13th April 2024

Indeed, it’s been an amazingly rewarding experience it.

5
Indeed, it’s been an amazingly rewarding experience with Zopa from the start in helping me the put a little away every month. The most interesting part is that I only remember I’ve got this facility only when I’m notified by Zopa about my monthly account credit. It’s such a good feeling to know I’ve got some funds with a trusted provider for the future, really. Reviewed on: 13th April 2024

Easy to set up

5
So easy to set up and use. Great way to save. Reviewed on: 13th April 2024

VERY EASY TO USE.

5
VERY EASY TO USE. SUITS MY NEEDS, USING DIFFERENT 'POTS' FOR DIFFERENT PROJECTS. Reviewed on: 13th April 2024

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