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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8043 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8043)

Great for savings.

I have recommended to both my daughters who now have accounts, I am so impressed and the interest rates are up there with the best Reviewed on: 13th April 2024

Good saving account.

Good saving account. Reasonable rate but could be a little higher. Easy management via app or online Reviewed on: 13th April 2024

A very flexible product...

Zopa's SmartSaver account is a very flexible product that allows you to save money in an innovative way that means you can avoid the hassle of having to open multiple different accounts with an array of providers. SmartSaver allows you to invest in linked 'pots' with boosted interest rates in return for tying your money up for a range of periods from 7 to 95 days. And all this is done from a very easy to use and easy to understand app. Reviewed on: 13th April 2024

Innovative on line bank Excellent communication

Innovative on line bank Excellent communication Reviewed on: 13th April 2024

The App is easy to transfer money in and out.

The App is easy to transfer money in and out. Reviewed on: 13th April 2024

Great product and I love the app.

Great product and I love the app. So easy to navigate and switch money and fast too Reviewed on: 13th April 2024

very easy to use the app to keep track of...

very easy to use the app to keep track of everything Reviewed on: 13th April 2024

Zopa is so easy to use, always at your fingertips.

Zopa is so easy to use, always at your fingertips. It is clear and you get updates so you always know when there is a better offer on zopa. Reviewed on: 13th April 2024

Quick response to queries and good communications.

Quick response to queries and good communications. Reviewed on: 13th April 2024

Easy to use app, can see your money and access info...

Easy to use app, can see your money and access info quickly and simply Reviewed on: 13th April 2024

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