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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I have been a customer since founding and found the...

I have been a customer since founding and found the experience excellent, by far the easiest application to use and the most open/ transparent organisation. Reviewed on: 17th January 2025

Easy to use.

Easy to use. Easy to set up. Great rates. App is really easy to use to manage your money. Reviewed on: 17th January 2025

Great rates, good service

Great product, clearly trying to develop a new way of doing savings. Reviewed on: 17th January 2025

Easy to use app.

Easy to use app. Interest rates not always the highest in the market but pretty good Reviewed on: 17th January 2025

Veery good savings accounts with flexibility on shor...

Veery good savings accounts with flexibility on short or long term. Good interest rates Reviewed on: 17th January 2025

The best

It is really easy to use and offers competitive rates Reviewed on: 17th January 2025

Saving account with excellent rate for 12 months

The savings is excellent as its bigger then my current account savings even after 12 months when the rate goes down it is still better Reviewed on: 17th January 2025

Helpful Customer Service and good interest rates

Everything easy to use and customer service extremely helpful. Zopa have some very good interest rates and savings products Reviewed on: 17th January 2025

Very easy set up and go

Very easy set up and then easy use for moving funds in or out Reviewed on: 17th January 2025

Monthly amount goes in and I use it if necessary fo...

Monthly amount goes in and I use it if necessary for unexpected payments brilliant Reviewed on: 17th January 2025

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