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Zopa: Smart Saver reviews

4.94
Based on 8,043 reviews, last reviewed 16th Mar 2026
81400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026
Mary B's avatar
Mary B

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8043)

Easy to Manage Savings

5
Easy to use app allows for simple management of savings Reviewed on: 24th May 2024

Easy to use, great rates

5
The smart saver is an easy touse interface, giving fulll control of savings, with a great interest rate.In comparison with high street it wins hands down. Interest is applied monthly, not quaterly or yearly, so you know exactly where you are up to. Reviewed on: 24th May 2024

Makes saving easy

5
Easy to use savings account that makes saving for different events easy to do. Reviewed on: 24th May 2024

Love Smart Saver 'pots' where you get better interest

5
Love the Smart Saver 'pots' where you can lock money away for short periods of time in order to get better interest. Reviewed on: 24th May 2024

Very straightforward internet savings account with g...

5
Very straightforward internet savings account with good interest rate. Reviewed on: 24th May 2024

The app isn't always the smoothest of experiences an...

3
The app isn't always the smoothest of experiences and paying out into an external account can sometimes experience delays. Reviewed on: 24th May 2024

New to Zopa, easy to set up great rates & opt...

5
New to Zopa, very easy to set up & great rates & options . Good app Reviewed on: 17th April 2024

Attractive Saving Accounts

5
its very simple to use a good interest rate, the best thing is on transfers you get your money very quickly, usually within 10 minutes Reviewed on: 16th April 2024

Easy to access app and very straightforward to follow

5
Easy to access app and very straightforward to follow Reviewed on: 15th April 2024

Easy to set up and create separate savings pots

5
Easy to set up and create separate savings pots and the boost feature is great for those longer term savings Reviewed on: 15th April 2024

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