Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

View other Zopa products

4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8044)

Have rarely found a financial product easier to use...

Have rarely found a financial product easier to use than that on the Zopa App. Can transfer money in and out with ease, set up new accounts to keep funds s=for different purposes separate. Straightforward, completely reliable and easy. Reviewed on: 12th April 2024

So easy to use..

Have found it so easy from day one to use the app.Love to see my interest monthly.Have now opened an isa with you. Reviewed on: 12th April 2024

I love Zopa.

I love Zopa. Since I joined I’ve never looked back. I’m just a small saver but I love to see my savings grow! Great interest thanks. Reviewed on: 12th April 2024

Zopa - a bank that pays realistic interest

I have had a bank account with a traditional bank since 2018, keeping in excess of £6000 in the account for over 2 years. I received no interest during that time. This means the money has not kept up with inflation. Reviewed on: 12th April 2024

Great banking app with easy to use features.

Great banking app with easy to use features. Reviewed on: 12th April 2024

Very easy to set up.

Very easy to set up a savings account, with a great interest rate. Reviewed on: 12th April 2024

So easy to use great will recommend

So easy to use great will recommend Reviewed on: 12th April 2024

Easy to set up easy to deposit and withdraw

Easy to set up easy to deposit and withdraw Reviewed on: 12th April 2024

Simple interactions amaze me a happy customer

The account was super easy to set up and interacting with it is really easy with transactions taking minutes at most. Great interest rate, and I love the insights Zopa as a whole can give you if you link other accounts to their app. Reviewed on: 12th April 2024

Excellent Savings App

Easy access to the savings website. Quick and straightforward transfer of funds to the saving account or back to a nominated bank account. Hassle free. Any queries, customer service are always accessible and able to answer any questions. Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Scottish Building Society 4.90 from 3214 reviews
Fixed Term Deposit
from iFAST Global Bank 4.88 from 243 reviews
Savings
from HEY Credit Union 4.96 from 604 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43485 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub