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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Used Zopa to set up a cash ISA savings account.

Used Zopa to set up a cash ISA savings account. Simple, straightforward and the transfers are made within a few minutes unlike a similar app that can take days before the transfers are completed. Competitive rate of interest and it's paid monthly..... And because it's an ISA it's tax free. Reviewed on: 4th June 2024

Savvy...no jargon!

They contacted me about opening a savings account and gave me a number of savvy options which I took. Their advice was straight forward and easy to follow, no jargon. Reviewed on: 28th May 2024

Love Zopa - great customer service and product

Love Zopa - great customer service and product Reviewed on: 26th May 2024

Easy to Manage Savings

Easy to use app allows for simple management of savings Reviewed on: 24th May 2024

Easy to use, great rates

The smart saver is an easy touse interface, giving fulll control of savings, with a great interest rate.In comparison with high street it wins hands down. Interest is applied monthly, not quaterly or yearly, so you know exactly where you are up to. Reviewed on: 24th May 2024

Makes saving easy

Easy to use savings account that makes saving for different events easy to do. Reviewed on: 24th May 2024

Love Smart Saver 'pots' where you get better interest

Love the Smart Saver 'pots' where you can lock money away for short periods of time in order to get better interest. Reviewed on: 24th May 2024

Very straightforward internet savings account with g...

Very straightforward internet savings account with good interest rate. Reviewed on: 24th May 2024

The app isn't always the smoothest of experiences an...

The app isn't always the smoothest of experiences and paying out into an external account can sometimes experience delays. Reviewed on: 24th May 2024

New to Zopa, easy to set up great rates & opt...

New to Zopa, very easy to set up & great rates & options . Good app Reviewed on: 17th April 2024

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