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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy Peasy

Platform is incredibly easy to use and rates are pretty decent Reviewed on: 12th April 2024

Excellent Easy to use frequently and intuitive

Easy to use frequently and intuitive Reviewed on: 12th April 2024

They do everything they say they will.

They do everything they say they will. Very easy to operate this system. Reviewed on: 12th April 2024

Easy quick and good interest rates.

Easy quick and good interest rates. Reviewed on: 12th April 2024

Zopa equals THE BEST!

Easy to use, when I need my cash I get get it immediately. Super user friendly and great rates! Reviewed on: 12th April 2024

Good interest, reliable platform, easy to use.

Good interest, reliable platform, easy to use. Reviewed on: 12th April 2024

Excellent interest rates and easy to use app.

Excellent interest rates and easy to use app. Reviewed on: 12th April 2024

Easy to use app.

Easy to use app. Competitive rates. No negative comments! Reviewed on: 12th April 2024

Easy to use and great interest rate

I’ve had a Zopa account for about a year. I love how easy the app is to use and the fact that they pay such a good rate of interest, which you receive every month. Reviewed on: 12th April 2024

Excellent service

Excellent service and highly competitive saving rates. The app is easy to use and secure. Monthly interest added to account to ensure savings are on track Reviewed on: 12th April 2024

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