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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Attractive Saving Accounts

its very simple to use a good interest rate, the best thing is on transfers you get your money very quickly, usually within 10 minutes Reviewed on: 16th April 2024

Easy to access app and very straightforward to follow

Easy to access app and very straightforward to follow Reviewed on: 15th April 2024

Easy to set up and create separate savings pots

Easy to set up and create separate savings pots and the boost feature is great for those longer term savings Reviewed on: 15th April 2024

Accessible and Customiseable

Really accessible service and enjoy the customiseable pots as it encourages saving. Reviewed on: 15th April 2024

Great Experience

The rates are competitive and using the App is very easy Reviewed on: 15th April 2024

Very easy to use, very clear terms, and pays much be...

Very easy to use, very clear terms, and pays much better interest rates than any savings account I've had with an old fashioned bank. I can control everything from my phone including adding money from a linked account, withdrawing money to a linked account, and moving money between different savings pots within Zopa to make it easier to save for specific reasons. Reviewed on: 15th April 2024

Easy and convenient to use without expiring saving r...

Easy and convenient to use without expiring saving rates. Reviewed on: 15th April 2024

Really good experience - best interest rates, love t...

Really good experience - best interest rates, love the pots Reviewed on: 14th April 2024

Savings pots

I love saving with Zopa. Very easy to do with good interest rates. It's easy to move money about into different savings pots too Reviewed on: 14th April 2024

Brilliant app and accessible .

Brilliant app and accessible .Great interest rates Reviewed on: 14th April 2024

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