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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy to use app, clear, smooth, reliable

Easy to use app, clear, smooth, reliable Reviewed on: 12th April 2024

Excellent app,very easy to use, brilliant way to sav...

Excellent app,very easy to use, brilliant way to save for xmas. Reviewed on: 12th April 2024

No problems at all.

No problems at all.excellent service Reviewed on: 12th April 2024

Great Bank

I have been saving with Zopa for about 2 years & have always found their rates excellent. The app is easy to use & clearly customer focussed Reviewed on: 12th April 2024

Easy way to save

Easy way to save, easy to transfer from one account to another Reviewed on: 12th April 2024

Very easy to setup and use.

Very easy to setup and use. Good interest rates Reviewed on: 12th April 2024

Great app, nice interface.

Great app, nice interface. Handy having the different pots and helps to forward plan. Not used customer service yet so no comments there Reviewed on: 12th April 2024

Zopa are brilliant.

Zopa are brilliant. The app is incredibly easy to use and the interest rates are excellent. Reviewed on: 12th April 2024

Really easy to set up with great rates.

Really easy to set up with great rates. Reviewed on: 12th April 2024

Good interest on my savings and can grab my money im...

Good interest on my savings and can grab my money immediately should I need it Reviewed on: 11th April 2024

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