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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

I love having the different pots.

I love having the different pots. 30 day notice and 90 day notice is also good to gain more interest. Reviewed on: 4th March 2024

Smart saver

Very easy to set up and transfer funds. Industry leading interest rates. Access to account information 24/7 Reviewed on: 4th March 2024

Best interest rate and interest paid monthly on the...

Best interest rate and interest paid monthly on the ongoing balance Reviewed on: 4th March 2024

Super Support

Easy to use app with access to support and services easily. Reviewed on: 4th March 2024

Savings that fit your wallet

The Zopa app makes it simple to select the saving strategy that best suits your circumstances Reviewed on: 4th March 2024

Great savings, account used for over here now never...

Great savings, account used for over here now never had any issues Reviewed on: 4th March 2024

So far I can't complain the ease and quickness of th...

So far I can't complain the ease and quickness of the app is great Reviewed on: 4th March 2024

Flexible saving and fantastic rates

Zopa has been really easy to use. It was easy to transfer savings in and the rate has been so much better than my old Halifax saver. Since opening a saver I have gone on to open an ISA. The communication around rate changes via email has been useful and informative. I love the boost pot facility that zopa smart saver offers for a little extra interest without locking money away for a really long time - doing that wouldn't suit me. The 90 day fixed boost seemed really unique to me and attracted me to zopa Reviewed on: 4th March 2024

So easy to use the app and so useful to be able to c...

So easy to use the app and so useful to be able to create savings pots. Better than most interest rates. Quick and easy money transfers. Overall, I love it and feel very organised financially. Reviewed on: 4th March 2024

Great platform, easy to access

Good App, easy to navigate and excellent to keep you in control and save money in their pots. Reviewed on: 4th March 2024

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