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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Longstanding very happy customer

Longstanding customer going back to days of p2p investing. Now using instant saver account. Very happy with rates, security and helpful customer services Reviewed on: 12th March 2024

Excellent services Great products and easy to use

Great products and easy to use. App works really well. Great variety of products. Reviewed on: 12th March 2024

Straight forward and easy to use.

Straight forward and easy to use. A good savings rate Reviewed on: 11th March 2024

Great savings bank

I've been using Zopa since their peer to peer days. They have always done exactly what I would have hoped for Reviewed on: 11th March 2024

The app is very easy to use and I love that you can...

The app is very easy to use and I love that you can split your account into separate pots! Reviewed on: 11th March 2024

Very easy to transfer and save money

Very easy to transfer and save money Reviewed on: 11th March 2024

Easy to use makes saving less of a chore

Easy to use makes saving less of a chore Reviewed on: 11th March 2024

Amazing app with excellent value for money

Amazing app with excellent value for money Reviewed on: 11th March 2024

Multiple flexible saving pots at great interest.

Multiple flexible saving pots at great interest. Reviewed on: 11th March 2024

Great!!!

Great rates for saving and great customer service Reviewed on: 11th March 2024

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