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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

The app is easy to use, great interface.

The app is easy to use, great interface. I enjoy saving with Zopa. Reviewed on: 4th March 2024

Easy to use. User friendly.

Simple app. Easy to use. Quick in response. Reviewed on: 4th March 2024

Great app easy to use.

Great app easy to use. Good interest rate Reviewed on: 4th March 2024

Zopa is easy

Easy to understand and easy to use Reviewed on: 4th March 2024

Would recommend

Good value savings account from Zopa, good rates and very easy to use the app. Also I have SMART ISA with which is good value. I have not had to use customer services for anything yet but assume experience would be similar to the rest. Reviewed on: 4th March 2024

Easy to set-up, great interest rates and easy to man...

Easy to set-up, great interest rates and easy to manage Reviewed on: 4th March 2024

The easiest way to save and great value.

The easiest way to save and great value. Reviewed on: 4th March 2024

Very good all round, they just seem to get everythin...

Very good all round, they just seem to get everything right with no fuss Reviewed on: 4th March 2024

No fuss bank

No fuss bank with competitive savings ease of app Reviewed on: 4th March 2024

Very good excellent I would recommend

Very good excellent I would recommend Reviewed on: 3rd March 2024

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