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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to setup, easy to use and no problems.

5
Easy to setup, easy to use and no problems. Reviewed on: 11th March 2024

From the day I set up my Zopa account until now, I’v...

5
From the day I set up my Zopa account until now, I’ve never had a problem and the service has always been brilliant. Reviewed on: 11th March 2024

Good interest rates and easy to use app app

5
Good interest rates and easy to use app Reviewed on: 10th March 2024

Super easy to use, understand and engage with

5
Super easy to use, understand and engage with Reviewed on: 10th March 2024

Great, very easy to use and keep up to date interest...

5
Great, very easy to use and keep up to date interest rates Reviewed on: 10th March 2024

Easy to use.

5
Easy to use. Simple to see your account and move money. Competitive rates of interest Reviewed on: 10th March 2024

Pennies into pounds

5
A excellent experience in saving money especially with pots system Reviewed on: 10th March 2024

Zopa review

5
Flexible great choice can switch between pots and link easy to your bank Reviewed on: 10th March 2024

Great Products

5
So easy to use,great products. Probably one of the best places to get a good interest rate. Reviewed on: 10th March 2024

Very flexible and easy to use the app and tailor my...

5
Very flexible and easy to use the app and tailor my savings Interest rates based on how long I want to lock them up. Reviewed on: 10th March 2024

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