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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

No complaints.

5
No complaints. No issues ever experienced with Zopa Reviewed on: 9th March 2024

Excellent savings account and bank

5
Excellent savings account and bank Reviewed on: 9th March 2024

Great app.

5
Great app. Clear information and easy to navigate. I like the fact we can divide savings into pots for different targets. Good interest rate but not the highest on the market. Reviewed on: 9th March 2024

Seems very good

5
Seems very good the interest rate was the best I could find. The customer Service when I used it was equally good Reviewed on: 9th March 2024

Easy to set up and view account.

5
Easy to set up and view account. Simple steps to move money into smaller saving accounts. Reviewed on: 9th March 2024

The APP is so user friendly and it’s so easy to mana...

5
The APP is so user friendly and it’s so easy to manage your money Reviewed on: 9th March 2024

Zopa is a brilliant and reliable savings account

5
Zopa has been a brilliant and reliable place to save money. It offered the highest interest upon opening. But since then even its booster pots have been beaten by other instant access accounts. Reviewed on: 9th March 2024

Simple Zopa.

5
Very easy to use app. Simple and quick transfers between my bank and savings a/c Reviewed on: 9th March 2024

Just been very quick and easy.

5
Just been very quick and easy. Transferring between accounts is very simple Reviewed on: 9th March 2024

Zopa is easy and great

5
Zopa is very easy to sign up to and very easy to use. The banking insights are useful and they make sure you make the most of your saving efforts. Reviewed on: 9th March 2024

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