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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

App is so easy to use and it’s easy to manage your m...

App is so easy to use and it’s easy to manage your money Reviewed on: 3rd March 2024

Easy to setup, good chat facility

Easy to setup, good chat facility Reviewed on: 3rd March 2024

A quick and simple way to save

It's very easy to manage this account and the pots help to ring fence savings for particular expenses. Quick to pay in and out of the account and move money between the pots. Reviewed on: 3rd March 2024

Very easy and top notch

Very easy and top notch. The app is very simple to use. Adding funds to the account is so easy. Reviewed on: 3rd March 2024

Easy to use

The app is easy to use and the interest rates are good. Reviewed on: 3rd March 2024

Highly recommend

Super easy to open, competitive rates, very easy to use app, everything clear & straightforward - already recommended to someone who has no experience of digital banking & they opened an account in minutes & have been very happy with it since Reviewed on: 3rd March 2024

Great saving account

Simple easy to use on line savings with excellent interest rates Reviewed on: 3rd March 2024

A great account

Really easy to use and set up. I have set up different pots in the account and some of these have higher rates of interest . Reviewed on: 3rd March 2024

Excellent app & experience

Just so easy to use the app, simple to transfer money & monitor savings. Create different pots for different savings plans. Reviewed on: 3rd March 2024

I’ve had a great experience with Smart saver

Smart saver is great, could be slightly better for interest compared with other brands, but still a great experience. Reviewed on: 3rd March 2024

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