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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Zopa has helped me save

I've been with Zopa for a while now and I'm really happy with them. The layout of their app is user friendly and transferring funds from my current account to their smart saver has been so easy. Setting up auto-transfers has ensured I regularly save without needing to think about it, and if I want to add more to my savings, it's as easy as a simple bank transfer. Reviewed on: 3rd March 2024

Easy to use.

Easy to use. Good interest rates. Very happy. Reviewed on: 3rd March 2024

Just so easy!!

Just so easy to save, switch funds and access and lock in rates Reviewed on: 3rd March 2024

Smart Saver

I really liked the different savings pots within the Smart Saver! It made saving more exciting! All on a app too, which makes its accessibility easy! Reviewed on: 3rd March 2024

Good all rounder

Good rates, easy to use app and easy access to accounts Reviewed on: 3rd March 2024

Helpful when contacted customer support

Helpful when contacted customer support Reviewed on: 3rd March 2024

Great little app - love the savings pots.

Great little app - love the savings pots. Really helps me organise my savings and make financial plans. App is intuitive and really easy to use. Customer service is really good too. And a competitive interest rate. Very pleased all round. Reviewed on: 3rd March 2024

Very happy

No problems, easy to use app, great interest rates Reviewed on: 3rd March 2024

Good account, good intrest rates, same to use

Good account, good intrest rates, same to use Reviewed on: 3rd March 2024

Easy to use app.

Easy to use app. Could not simpler to use. Reviewed on: 3rd March 2024

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