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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy to use, good updates and very good interest rates

Easy to use, good updates and very good interest rates Reviewed on: 2nd March 2024

I have had a Zooa account for several years now.

I have had a Zooa account for several years now. They have always been an outstanding company to work with. Always polite, respectful and professional. Reviewed on: 2nd March 2024

Great Bank

Great. Simple app and clear cimmunications Reviewed on: 2nd March 2024

Saving account

Saving account at up easily. Rates at higher level than high Street banks. Great service. Reviewed on: 2nd March 2024

Easy zopa a winner

Easy to set up very easy to understand. Reviewed on: 2nd March 2024

User-friendly app with competitive APR

Zopa has a very user-friendly app that makes it easy to save for different goals at a fairly competitive APR Reviewed on: 2nd March 2024

It was very easy to set up an account.

It was very easy to set up an account. Rates are good and communication is good. Reviewed on: 2nd March 2024

Simple easy to use very clear.

Simple easy to use very clear. Over all I think it’s a really good app and a really good company I would highly recommend Reviewed on: 2nd March 2024

Really easy to use app and great interest rate.

Really easy to use app and great interest rate. Reviewed on: 2nd March 2024

Absolutely fabulous bank

Absolutely fabulous bank, we have a personal loan and our savings are with them and the service and ease with banking online is excellent. Simply a few clicks on the website and you can add or remove funds hassle free. Reviewed on: 2nd March 2024

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