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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy saving app

Good app, easy to use, good alerts, good customer service Reviewed on: 2nd March 2024

Great interest rates and UI.

Great interest rates. As bank rate increases, higher interest rates are passed onto the consumers. With a nice user interface anyone can get started saving with Zopa. I'd highly reccomend to anyone looking to make the most of their savings. Reviewed on: 2nd March 2024

Great app - easy to use and versatile

Very easy to use App that makes saving a positive and simple experience. Reviewed on: 2nd March 2024

Very convenient

Very convenient and helps me organise savings. Reviewed on: 2nd March 2024

Easy to use and good selection olof products

Easy to use and good selection of products Reviewed on: 2nd March 2024

Very easy to use and good interest rate

Very easy to use and good interest rate Reviewed on: 2nd March 2024

Easy to use.

Easy to use. Not only have basic saver, but have used the notice accounts when saving for specific things. The varying notice accounts make it easy to manage. Have recommended to my children as they want simple easy to use product, Zopa ticks those boxes. Reviewed on: 2nd March 2024

A great starter savings account

I’m a uni student and don’t yet have enough financial stability for a long-term ISA, but still want the best rates I can get and don’t need all my money accessible all the time. The smart saver pots are great since they let me split my money up so that I always have some accessible in an emergency but can still save and get better interest on the rest. It’s also helpful for budgeting for bigger plans like trips or gifts that I want to keep separate from my weekly budget. Reviewed on: 2nd March 2024

Fantastic!

Easy to use. Great interest rates. Reviewed on: 2nd March 2024

Easy savings and good rates

Easy to set up and app to manage your savings with good interest rates. Reviewed on: 2nd March 2024

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