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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Great company with very good communication and a gre...

Great company with very good communication and a great app Reviewed on: 2nd March 2024

So easy to open an account great interest rates and...

So easy to open an account great interest rates and excellent customer service when I had a question to ask. Reviewed on: 2nd March 2024

Simple, smart, easy to use and delivering.

Simple, smart, easy to use and delivering. Reviewed on: 2nd March 2024

Easy to use site, decent rates.

Easy to use site, decent rates. Tend to be in the top recommended savings products. Reviewed on: 2nd March 2024

Excellent

Simple easy to use secure and reliable with great rates for your money to grow. Reviewed on: 2nd March 2024

Good experience and easy to use

Good experience the app and the products were very easy to use. Quick and efficient and always accessible. Reviewed on: 2nd March 2024

Bank of Zopa

Never a problem moveing moneyand A decent Return CAnt ask any more than that Reviewed on: 2nd March 2024

Easy to setup, good interest rates.

Easy to setup, good interest rates. Their other offers are good and the locked accounts are easy to setup and unlock. Has helped save money for the right purposes. Reviewed on: 2nd March 2024

Great app, always competitive interest rates, clear...

Great app, always competitive interest rates, clear and easy to use. Appreciate the flexibility of the app and new custom savings pots to manage savings effectively. A real pleasure to use. Reviewed on: 2nd March 2024

Excellent savings account and app

Easy to set up and transfer money in and put. The app works well and good communication from Zopa keeps you up to date Reviewed on: 2nd March 2024

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