Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 8,044 reviews, last reviewed 16th Mar 2026
81500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026
Ben Salili-James's avatar
Ben Salili-James

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8044)

Excellent

5
Easy to use app good customer service Reviewed on: 2nd March 2024

Easy to use.

5
It’s efficient and extremely easy to use, even if you’re not used to banking apps. Reviewed on: 2nd March 2024

Zopa is excellent!

5
Zopa is very easy to use, secure and with excellent customer service. Reviewed on: 2nd March 2024

Excellent provider

5
Excellent rates. Very easy to use app. Reviewed on: 2nd March 2024

Best easy accesss savings company in the UK

5
Best easy accesss savings company in the UK, App is brilliant and so easy to use. Application process simple and quick. Reviewed on: 2nd March 2024

easy to use.

5
easy to use. OK interest rates............................... Reviewed on: 2nd March 2024

Happy with the savings account.

4
Happy with the savings account. Great interest rate and easy access. Can access everything i need via the app. Happy with the product and service from Zopa. Reviewed on: 2nd March 2024

Me and my baby are so happy

5
With a newborn and a new house Zopa has really helped us financially Reviewed on: 2nd March 2024

Easy to use.

5
Easy to use. Great rates. Very happy so far Reviewed on: 2nd March 2024

Good and amazi no service that is really good and wo...

5
Good and amazi no service that is really good and would highly recommend to anyone looking for a savings account Reviewed on: 2nd March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43490 reviews
    Zopa
    View all products