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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

What not to like?

I used several saving products from various vendors but Zopa is my favourite by far. Easy and reliable. With competitive interest rate and very fast transfers in/out, transparent and with great app. What not to like? Reviewed on: 2nd March 2024

Ease of depositing and ease of withdrawal

Ease of depositing and ease of withdrawal Reviewed on: 2nd March 2024

Easy to open and manage monies

Easy to open account. Access anywhere with smart phone. Can see interest I'm earning. Monthly paid interest. Sight checks with you confirming option if locking monies for periods of time . Easy to give notice & know when funds available Reviewed on: 2nd March 2024

Really easy to use, lovely interface and great inter...

Really easy to use, lovely interface and great interest rates Reviewed on: 2nd March 2024

Accessible accounting

Great. Easy to use. Good rates. Accessible. Reviewed on: 2nd March 2024

Market leading interest paid on savings & ISAs

Market leading interest paid on savings & ISAs Reviewed on: 2nd March 2024

Great saver app

Easy to use app, clear to see savings, love the pots, interest is great Reviewed on: 2nd March 2024

Very easy to use and love all the little pts you can...

Very easy to use and love all the little pts you can create Reviewed on: 2nd March 2024

Easy, great rates, simple app.

Easy, great rates, simple app. What more do you want? Reviewed on: 2nd March 2024

This app has been great, easy to use and best intere...

This app has been great, easy to use and best interest rates around Reviewed on: 2nd March 2024

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