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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Zopa offers competitive interest rates and the nest...

Zopa offers competitive interest rates and the nest customer service. Reviewed on: 2nd March 2024

Excellent products I like not having money tied up f...

Excellent products I like not having money tied up for long periods nut also a decent interest rate Reviewed on: 2nd March 2024

Best savings rates easy to use account

Best savings rates easy to use account Reviewed on: 2nd March 2024

Very easy to use APP excellent products

Very easy to use APP excellent products Reviewed on: 2nd March 2024

Easy to use, clear app.

Easy to use, clear app. Communication they send is everyday language and clearly laid out. Helps with my financial planning to divide things up into different pots. Reviewed on: 2nd March 2024

Best savings app I’ve ever had.

Best savings app I’ve ever had. The interest rates are always competitive and I love my little pots. It’s helped me so much. Reviewed on: 2nd March 2024

Very good never had any issues information is always...

Very good never had any issues information is always useful and timely on rate changes etc Reviewed on: 2nd March 2024

Just the easiest experience and best application to use

Just the easiest experience and best application to use Reviewed on: 2nd March 2024

Totally hassle free savings with clear and simple wa...

Totally hassle free savings with clear and simple ways to access and move my savings around. Reviewed on: 2nd March 2024

Very good and easy to use for flexible saving

Very good and easy to use for flexible saving Reviewed on: 2nd March 2024

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