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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Easy to use and good rates.

Easy to use and good rates. App is really easy to navigate Reviewed on: 2nd March 2024

excellent service & rates

I have been a Zopa client since 2005, excellent service and rates all that time Reviewed on: 2nd March 2024

Superb Website

Superb online secure website to manage investments with ease. Reviewed on: 2nd March 2024

Smooth transactions, good interest rate, notice-savi...

Smooth transactions, good interest rate, notice-savings pots are a great idea. Reviewed on: 2nd March 2024

Quick and easy to move money around

Quick and easy to move money around Reviewed on: 2nd March 2024

Fantastic products, competitive at the least but mor...

Fantastic products, competitive at the least but more often the best there is in the market. Love their sleek, easy to navigate, user friendly app. I have recommended Zopa to a number of family and friends. Reviewed on: 2nd March 2024

Easy to use for savings - pots are a godsend and hav...

Easy to use for savings - pots are a godsend and have focused us monthly. We also have an isa - easy to open and easy to manage. Reviewed on: 2nd March 2024

Quick, easy systems.

Quick, easy systems. Good rates. No difficulties. Reviewed on: 2nd March 2024

What's not to like?

Easy and trouble free with competitive interest rates - all in a user-friendly app. What's not to like? Reviewed on: 2nd March 2024

Great performance

Great performance for savings as easy to move funds around Reviewed on: 2nd March 2024

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