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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use straight forward app

Easy to use straight forward app Reviewed on: 4th March 2024

Easy to use app, money moved very quickly.

Easy to use app, money moved very quickly. Kept up to date with interest rates, offered other saving optikns Reviewed on: 4th March 2024

The app is easy to use, great interface.

The app is easy to use, great interface. I enjoy saving with Zopa. Reviewed on: 4th March 2024

Easy to use. User friendly.

Simple app. Easy to use. Quick in response. Reviewed on: 4th March 2024

Great app easy to use.

Great app easy to use. Good interest rate Reviewed on: 4th March 2024

Zopa is easy

Easy to understand and easy to use Reviewed on: 4th March 2024

Would recommend

Good value savings account from Zopa, good rates and very easy to use the app. Also I have SMART ISA with which is good value. I have not had to use customer services for anything yet but assume experience would be similar to the rest. Reviewed on: 4th March 2024

Easy to set-up, great interest rates and easy to man...

Easy to set-up, great interest rates and easy to manage Reviewed on: 4th March 2024

The easiest way to save and great value.

The easiest way to save and great value. Reviewed on: 4th March 2024

Very good all round, they just seem to get everythin...

Very good all round, they just seem to get everything right with no fuss Reviewed on: 4th March 2024

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