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Zopa: Smart Saver reviews

4.94
Based on 8,045 reviews, last reviewed 20th Mar 2026
81600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026
Laura M's avatar
Laura M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8045)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use, great app, good rates

5
Easy to use, great app, good rates Reviewed on: 1st March 2024

Interest rates are good.

5
Interest rates are good. App is easy to use Reviewed on: 1st March 2024

Easy to set up & easy to use.

5
Easy to set up & easy to use. Good savings rate. Reviewed on: 1st March 2024

Easy to use app.

5
Easy to use app. Good ratesand competitive in the market Reviewed on: 1st March 2024

The best saving app

5
Great interest rates, user-friendly app. Really helped with my saving goals. Reviewed on: 1st March 2024

User friendly app, and good savings rate.

5
User friendly app, and good savings rate. I love the pots Reviewed on: 1st March 2024

Very happy with how clear and easy it is do everythi...

5
Very happy with how clear and easy it is do everything within the app. And their interest rates are always in line and up to date Reviewed on: 1st March 2024

Highly recommended very good experience with zopa

5
Highly recommended very good experience with zopa Reviewed on: 1st March 2024

Excellent for a smart saver experience.

5
Excellent for a smart saver experience. I recommended this to my parter who also now has a smart saver account Reviewed on: 1st March 2024

Excellent easy to use and decent interest rated

5
Excellent easy to use and decent interest rated Reviewed on: 1st March 2024

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