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Zopa: Smart Saver reviews

4.94
Based on 8,045 reviews, last reviewed 20th Mar 2026
81600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interest on savings Zoos offer excellent rates on their savings accounts and the process for opening accounts is very easy. Reviewed on: 20th March 2026
Laura M's avatar
Laura M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8045)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa hands down top of the class

5
You can get watch your savings grow quite literally interest goes on regularly it’s so easy. You can instantly withdraw if you need ,the app is brilliant do it all from your phone What a fabulous company first class Reviewed on: 1st March 2024

Zopa - simply excellence

5
Since opening my account, have found Zopa to be excellent - great service, products and the app is fuss-free and easy to use. Everything is straightforward and exactly as it should be. I would recommend them to all. Reviewed on: 1st March 2024

Great service for a loan, then when paid off the sav...

5
Great service for a loan, then when paid off the savings options are great, at great rates. Reviewed on: 1st March 2024

Easy to use app.

5
Easy to use app. Like the different saving pots. Good rates of interest. Reviewed on: 1st March 2024

Very speedy and rewarding way of saving.

5
Very speedy service when banking, both investing and taking money out, great interest rates in savings. All round ZOPA is a convenient and rewarding way of saving. . Reviewed on: 1st March 2024

It's all great, and really useful

5
It's all great, and really useful Reviewed on: 1st March 2024

Straightforward account with great interest.

5
Straightforward account with great interest. Reviewed on: 1st March 2024

Easy to do

5
Easy to set up, quick to move money. Brilliant Reviewed on: 1st March 2024

Excellent rates & user friendly app

5
Excellent rates & easy to use app makes saving money easier. Reviewed on: 1st March 2024

Absolutely superb.

5
Absolutely superb. I think other banks have big lessons to learn from zopa. Reviewed on: 1st March 2024

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