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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8046)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple and easy to use.

Simple and easy to use. Never had a problem Reviewed on: 29th February 2024

Great Savings Platform

Highly competitive interest savings rates and intuitive easy to use app. Coupled with excellent customer service it’s a great package. Reviewed on: 29th February 2024

Great Savings Option .

Easy to deposit & withdraw money and good rates of interest. Reviewed on: 29th February 2024

Easy app, quick and easy to check my savings.

Easy app, quick and easy to check my savings. Feels secure as transfers out here to be to my own account Reviewed on: 29th February 2024

I have never had any issues with Zopa.

I have never had any issues with Zopa. Their app is simple and appealing and makes it fun and interesting when saving money. The information they provide regarding their products and interests rates is very clear and easy to understand. Reviewed on: 29th February 2024

Good app and competitive interest rate

Zopa's app is intuitive and easy to use with good features and an engaging style. The interest rate paid is good - although no longer quite the best available. Reviewed on: 29th February 2024

Using Zopa is a piece of cake

Very easy to setup. No drama. Easy to deposit and withdraw funds - and INSTANT! Reviewed on: 29th February 2024

5 star service

5 star service as allways and very helpful I would highly recommend Zopa Reviewed on: 29th February 2024

Excellent product, with great rates.

Excellent product, great rates and extremely easy app to negotiate. Reviewed on: 29th February 2024

Happy customer

No issues with opening of any service since Reviewed on: 29th February 2024

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