Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

View other Zopa products

4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8046)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The app experience has been excellent!

The app experience has been excellent! The transfer process took a little getting used to at first but once set up was super easy! And the Zopa app is SO much faster / more responsive in time than Chase! Reviewed on: 29th February 2024

Quick, easy and good rates of interest

Easy to set up and access the account, and to move money between other accounts quickly. Transactions processed instantly. Competitive interest rates which are frequently updated to changes in the market. Option to choose higher interest rate if prepared to give notice. Very happy, I trust this company. Reviewed on: 29th February 2024

The Zopa app is easy to understand and manage.

The Zopa app is easy to understand and manage. Saving rates are best value. Customer service excellent. Reviewed on: 29th February 2024

Easy savings

Easy to set up savings accounts with great interest rates. App is very user friendly. Reviewed on: 29th February 2024

Nice app and competitive saving options

Nice app and competitive saving options Reviewed on: 29th February 2024

Zuper Zopa: so easy to use!

The App is so easy to use. Changes (increases!) in interest rates are reflected immediately. It is also really easy to engage with an Advisor. Reviewed on: 29th February 2024

Straight forward and easy operation

Straight forward and easy operation Competitive rates and support if you need it Recommended by a friend and I would do the same Reviewed on: 29th February 2024

Great App

Really easy way to save and monitor your money. I love being able to access the app at anytime to see my money. It’s very easy to move money between accounts. Reviewed on: 29th February 2024

Great app - makes it super easy to manage my savings...

Great app - makes it super easy to manage my savings and I know I’m getting the best rate. Keep it up! Reviewed on: 29th February 2024

Good variety of products

They have a good variety of products which suit different needs of saving. You can put any amount of money in at any price. The interest rate is clearly visible. Reviewed on: 29th February 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Junior instant access savings
from Earl Shilton Building Society 0.00 from 0 reviews
Savings
from Plane Saver Credit Union 4.87 from 2156 reviews
Nottingham Forest Saver (discontinued)
from Nottingham Building Society 4.33 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43496 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub