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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

It's great to be able to save as much as I likee and...

It's great to be able to save as much as I like and withdraw whenever I need to but best of all is the good rate of interest I get ,its nice to know my money is growing and I get a statement end of every month saying what my money has earned I'm really chuffed to bits with Zopa. I'd strongly recommend Zopa to anyone Reviewed on: 8th January 2024

Save with Zooa

I have always been s poor saver but with Zooa I have managed to save over 600£ without spending any. I am looking forward to see what 2024 will bring. Reviewed on: 8th January 2024

Easy to set up and use.

Easy to set up and use. Very intuitive. Reviewed on: 8th January 2024

Excellent rate for a cash ISA.

Excellent rate for a cash ISA. Very good well thought out app. Reviewed on: 8th January 2024

Easy quick and simple to use.

Easy quick and simple to use. App works well. Reviewed on: 8th January 2024

Very easy to open and use

Very easy to open an account, transfer in and out and between accounts. App User interface is intuitive. Reviewed on: 8th January 2024

Easy Zopa saving experience

Great service, app is easy to use. Reviewed on: 8th January 2024

Very pleased.

Easy to use app and competitive savings rates. Reviewed on: 8th January 2024

A great savvy banking app with strong interest rates

Zopa was very easy to set up, the app is straight forward to use and the emails feel personable. I feel like I’m getting a great deal on the interest rate too. Reviewed on: 8th January 2024

Brilliant Customer experience

Zopa app is easy to use - their crediting and payments are super fast, and they never let me down. They also have great savings rates Reviewed on: 8th January 2024

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