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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Very good.

Very good service, nice experience. Reviewed on: 8th January 2024

They make it very easy to access the money quickly a...

They make it very easy to access the money quickly and the app is great! The interest rates they pay are very competitive and also update regularly . I’ve recommended them to numerous family members and friends already. Reviewed on: 8th January 2024

Good customer services

Have no issues, good customer services Reviewed on: 8th January 2024

Brilliant savings

Zopa is amazing, I have full control of my money in an easy to use app with competitive responsive interest rates Reviewed on: 8th January 2024

It just works, it's easy to use. What's not to like.

It just works, it's easy to use and has market leading rates. What's not to like. Reviewed on: 8th January 2024

Easy to use and good interest rates

Easy to use and good interest rates Reviewed on: 8th January 2024

Zopa, the online bank that makes life simple

Ever since I joined Zopa everything has been so straightforward and easy and they always keep you updated on what’s happening and what’s new with your accounts Reviewed on: 8th January 2024

Ive been looking for a good online savings platform...

Ive been looking for a good online savings platform for a while, my high street bank has been very slow to increase interest rate as the base rate has changed. Zopa have been brilliant, easy to use, good rates and brilliant communication. Reviewed on: 8th January 2024

One of the best accounts out there

Easy to open and manage an account, convenient boosted pots and one of the best Cash ISA rates at the moment. Lately they've fallen behind on instant access interest rates, but still pretty competitive. Reviewed on: 8th January 2024

They make it so easy and at great rates

They make it so easy and at great rates Reviewed on: 8th January 2024

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