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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8050 reviews)

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4.94

Based on 8,050 reviews, last reviewed 25th Mar 2026

82000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Biscuit Tin Their Biscuit Tin Account such a clever concept to encourage saving with an extremely competitive interest rate, does what it says on the tin. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8050)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The app for saving is really easy to navigate around.

The app for saving is really easy to navigate around. Straightforward products and easy to understand. Reviewed on: 8th January 2024

Zooopa, Doopa Zopa .

Accessible , efficient and very easy steps . N Reviewed on: 8th January 2024

In was good at the beginning but now other companies...

In was good at the beginning but now other companies are offering better interest rates Reviewed on: 8th January 2024

Easy to access, good interest rates.

Easy to access, good interest rates. Never had any issues, always kept informed by Zopa of any changes Reviewed on: 8th January 2024

Good interest rate options and easy to manage

Money has been easy to load and withdraw, and interest rates are good Reviewed on: 8th January 2024

First class

First class service with a user friendly App Reviewed on: 8th January 2024

Everything is so easy to set up.

Everything is so easy to set up, add or take money out of your account. Reviewed on: 8th January 2024

The Very Best

I started using Zopa to save money and I have not regretted it in the slightest. Locking my pots, the interest rate - everything has been amazing and I wouldn’t go anywhere else. Reviewed on: 8th January 2024

Great ease of use, and great rates.

Great ease of use, and great rates. Clearly communicated terms and conditions, clear rates and good updates on products. Reviewed on: 8th January 2024

Great and simple.

Great simple app and fab communication. Reviewed on: 8th January 2024

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