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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8050 reviews)

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4.94

Based on 8,050 reviews, last reviewed 25th Mar 2026

82000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Biscuit Tin Their Biscuit Tin Account such a clever concept to encourage saving with an extremely competitive interest rate, does what it says on the tin. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8050)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Well I have seen the interest rates go up as I save...

Well I have seen the interest rates go up as I save for longer and then add more 2 account making. More money. Reviewed on: 8th January 2024

Fantastic service, with fantastic rates.

Opened a smart saver account two years ago to help me save money for my first property, Zopa offered the best rates on the market and also offered the option of locking the money in for different periods of time for better rates. It was easy to set up the account, easy to transfer money into the account and the app is extremely user friendly and easy to navigate. Overall it has been a very rewarding experience saving with Zopa. Reviewed on: 8th January 2024

Easy to use App & very competitive rates

Easy to use App & very competitive rates Reviewed on: 8th January 2024

Brilliant app, easy to navigate and excellent rates...

Brilliant app, easy to navigate and excellent rates for savings Reviewed on: 8th January 2024

One of my favourite banks

I have been a customer for over a year and Zopa's service is one of the best banks. They are efficient, and Customer Service is A+. Reviewed on: 8th January 2024

Zopa has provided me with the easiest way of having...

Zopa has provided me with the easiest way of having a savings account possible. It is easy to setup an account and move money around. 1st class service. Reviewed on: 8th January 2024

Going Potty.

I love the different pots and the ability to earn more interest by boosting. Reviewed on: 8th January 2024

Easy to use offering good value products

Easy to use offering good value products Reviewed on: 8th January 2024

Easy to use

I like how easy it is to transfer money in and out. I like the general layout and ease of using the mobile app. Reviewed on: 8th January 2024

Very happy with Zopa savings

Easy interface on app, all runs very smoothly. Most importantly highly competitive interest rates! Reviewed on: 8th January 2024

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