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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Highly recommended

Everything is simple and fast. The app is also incredibly user friendly. Reviewed on: 8th January 2024

Very easy to use attractive website good rates of in...

Very easy to use attractive website good rates of interest Reviewed on: 8th January 2024

Very easy to navigate.

Very easy to navigate. Good returns on your savings. No issues at all Reviewed on: 8th January 2024

The smart saver is a great product, easy to use, gre...

The smart saver is a great product, easy to use, great app and clear details as to how the smart saver operates the interest rate you receive as well as time frames for withdrawals. Applying for the account and adding money are both very simple. Reviewed on: 8th January 2024

Great products and easy to use app.

Great products and easy to use app. Interest is paid every month which is brilliant has you can see you money grow. Reviewed on: 8th January 2024

Such an easy site to use.

Such an easy site to use. Excellent savings rates. Customer support if you need it. Certainly recommend.. Reviewed on: 8th January 2024

Easy to operate via the app and good interest rates.

Easy to operate via the app and good interest rates. Always kept up to date of changes in rates by email Reviewed on: 8th January 2024

Easy to use.

Easy to use. Interest quick to follow base rate. Quick and easy transfer Reviewed on: 8th January 2024

Everything works without problems.

Everything works without problems. Reviewed on: 8th January 2024

Excelent service

Excelent service and great investemants Reviewed on: 8th January 2024

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