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Zopa: Smart Saver reviews

4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent all round App for savers

5
The App is super user friendly. Contyact us facility good and response is quick. Overall good service and competative rates Reviewed on: 8th January 2024

Great product and competitive rates

5
Great product and competitive rates Reviewed on: 8th January 2024

I have never had any issues with Zopa

5
I have never had any issues with Zopa Reviewed on: 8th January 2024

Easy to use - brilliant savings rate a real life...

5
Easy to use - brilliant savings rate a real life saver Reviewed on: 8th January 2024

Very good no problem great service highly recommended

5
Very good no problem, highly recommended Reviewed on: 8th January 2024

Easy to use app good rate of interest had no problem...

5
Easy to use app good rate of interest had no problems at all Reviewed on: 8th January 2024

Smart Saver

5
Easy to use. Laid out simply and easy to set up accounts.. Reviewed on: 8th January 2024

Great company to work with.

5
Great company to work with. Savings rates are great and they are always rising. Reviewed on: 8th January 2024

Super easy to use app and excellent interest rates

5
So easy to use the app to move money around d with several options to get the best possible interest rate. And the interest rates are the best I’ve seen or found of all the banks for savings out there. Reviewed on: 8th January 2024

Very simple to use app.

5
Very simple to use app. Good rates for savings offered. Reviewed on: 8th January 2024

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