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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Easy and simple

The smart saver account was easy to set up and the app works well. To top it all, the interest rates are updated regularly, not like certain other providers out there! Reviewed on: 4th April 2023

Just what I need

Excellent App, easy to access. Interest rates regularly updated to give top market rates..Rapid confirmation of money transfers. You could not ask more of an Easy Access Saver. It does just what it says on the tin. Reviewed on: 4th April 2023

Smart saving

Easy to use Great access Easy to understand Great visuals Great rates Reviewed on: 4th April 2023

Excellent

Great account who wants to save momey for the future, excellent service and great communication with staff, if sth gone wrong with account. Reviewed on: 4th April 2023

The best savings account

I'm a terrible saver, I've always struggled. But with zopa I've saved more than ever before. With their boosted pots it takes the temptation out of spending because I can't. You can boost your interest rate by moving your savings into a 7day, 31 day and 90day notice pot. Brilliant idea, simple, effective. Its a win win and I don't know why no one has cottoned on to this. Reviewed on: 4th April 2023

Simple savings solved

Great app, simple to use and split savings into pots to achieve best rates for the period of time you are willing to go without access. Market leading rates too. Reviewed on: 4th April 2023

The best interest

Always the first to update their interest rates Reviewed on: 4th April 2023

Ways to save

The smart saver is away to save for what you want the most and as little as what you want but the main Im is to reach your goal Reviewed on: 4th April 2023

Great rate

I get a good high rate of interest on my money and the app is so simple to use and everything is so well explained Reviewed on: 4th April 2023

Quick and simple easy access saving

Say no more but - excellent for quick and simple easy Eccles savings with excellent rates Reviewed on: 4th April 2023

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