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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Jun 2025
30% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

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Zopa Smart Saver reviews (7180)

Excellent smart saver account

5
Super easy to set up, very clear and concise when using the app. I like how flexible it is and easy to add and withdraw money straight from/into my other accounts! Reviewed on: 4th April 2023

Best rate on the market!

5
Always competitive rates, responds quickly to BoE base rate changes, easy and quick deposit and withdraw, all on app so much easier Reviewed on: 4th April 2023

Easy high rate savings

5
Love that I can create pots for my money, so easy to use and can hold money in pots for specific purposes. Can easily boost the pots for higher rate of interest. Really innovative product. Reviewed on: 4th April 2023

Excellent savings account

5
It is easy to open and operate! The interest rate on an instant access account is definitely the best:) Reviewed on: 4th April 2023

Great rates!

5
Although I am a reasonably new customer, my interest rates have already increased to my benefit. Thank you! Reviewed on: 4th April 2023

Great rates & flexibility

5
No competitor offers the flexibility that Zopa does. Thanks to Zopa I can get great savings interest rates on separate savings pots. This is essential for keeping savings for different things separate. This flexibility has prevented me from leaving for anywhere else. Reviewed on: 4th April 2023

Easy to use with great returns

5
I was recommended to put some cash savings into a Smart Saver account. It was easy to open the account and to transfer funds. Reviewed on: 4th April 2023

The fair savings bank

5
Zopa unlike many other banks increase there. Interest rate for the customer promptly as well as giving a good savers rate. Zopa bank is also one of the easiest banking apps to navigate.. Reviewed on: 4th April 2023

Great adaptable account

5
Easy to set up. Simple to use app. Very good competitive rates. Excellent communication. Reviewed on: 4th April 2023

Easy and beneficial

5
Zopa is very easy to use and has decent interest rates. It is very straightforward making transfers online from bank and vice versa, as well as moving money into different savings accounts (ie 30 day notice etc). Wish all savings providers were this easy to use Reviewed on: 4th April 2023

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