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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy savings

Easy pay in and unlimited withdrawals. Good interest rates. Reviewed on: 8th January 2024

A good account with good interest rates

A good account with good interest rates Reviewed on: 8th January 2024

I have spread my money in various places to maximise...

I have spread my money in various places to maximise returns while the money remains guaranteed. Zopa pay interest monthly and this is a benefit if I were to need a monthly addition to my pension. Reviewed on: 8th January 2024

Effortless to use.

Effortless to use.. easy to navigate… perfect savings platform. Reviewed on: 8th January 2024

Great product.

Great product. App is easy to use and has everything in one place Reviewed on: 8th January 2024

Highly recommended

Everything is simple and fast. The app is also incredibly user friendly. Reviewed on: 8th January 2024

Very easy to use attractive website good rates of in...

Very easy to use attractive website good rates of interest Reviewed on: 8th January 2024

Very easy to navigate.

Very easy to navigate. Good returns on your savings. No issues at all Reviewed on: 8th January 2024

The smart saver is a great product, easy to use, gre...

The smart saver is a great product, easy to use, great app and clear details as to how the smart saver operates the interest rate you receive as well as time frames for withdrawals. Applying for the account and adding money are both very simple. Reviewed on: 8th January 2024

Great products and easy to use app.

Great products and easy to use app. Interest is paid every month which is brilliant has you can see you money grow. Reviewed on: 8th January 2024

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