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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8049 reviews)

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4.94

Based on 8,049 reviews, last reviewed 24th Mar 2026

81900% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good rates and easily opened online. Good rates and easily opened online. Reviewed on: 24th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8049)

Easy to use

Simple, easy to use and money transfers very quick Reviewed on: 8th January 2024

Good interest rates and easy to manage

Zopa offers good interest rates and it's easy to move money from one account to another. Reviewed on: 8th January 2024

An account for all my needs

easy to open account and app is useful. I also like the different account available with a good interest rate Reviewed on: 8th January 2024

Extremely easy to set up and manage, and excellent c...

Extremely easy to set up and manage, and excellent choices for interest rates. Reviewed on: 8th January 2024

Excellent communication and professionalism.

Excellent communication and professionalism. Reviewed on: 8th January 2024

Efficient service and quality product

Efficient service and quality product Reviewed on: 8th January 2024

Easy to use app!

Easy to use app! Easy to manage… happy so far Reviewed on: 8th January 2024

Zopa's saving account is fabulous!

Zopa's saving account is flexible to move money around and offers excellent interest rates paid monthly. I love being able to use my mobile phone to access my account and the app is so easy to use. I am going to open an ISA with them to enjoy tax free savings as soon as my money is available from a locked account. Reviewed on: 8th January 2024

Great saving account.

Great saving account. The right amount of emails received Reviewed on: 8th January 2024

Easy and straightforward

Easy to open account, easy to see money at a glance, and move money between accounts. Reviewed on: 8th January 2024

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