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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent service

Excellent service and useful app Reviewed on: 8th January 2024

Really easy to use and quick to log in and make tran...

Really easy to use and quick to log in and make transactions Reviewed on: 8th January 2024

Easy, transparent, and clear .

Easy, transparent, and clear ... staff are helpful and website is so easy to use and keeps you up to date. Excellent rates. Reviewed on: 8th January 2024

Excellent saving rates of interest & a easy to use m...

Excellent saving rates of interest & a easy to use mobile app. Reviewed on: 8th January 2024

It was very easy to set up my account and whenever I...

It was very easy to set up my account and whenever I have any spare money I can just login and boost my savings. Without the ease of set up I most probably wouldn’t have a savings account and I’d squander my money. Top marks Reviewed on: 8th January 2024

Zopa savings account

Zopa offer one of the best interest rates and make it so easy to apply and administer. Reviewed on: 8th January 2024

Nice saving rates

Nice saving rates , good choice ......... Reviewed on: 8th January 2024

Great app

Really enjoy the app and usability Reviewed on: 8th January 2024

Easy to use and very flexible, useful all the diffe...

Easy to use and very flexible, useful all the different pots Reviewed on: 8th January 2024

Really happy with Zopa.

Really happy with Zopa. I’ve never had to use customer services because I’ve never had any issues with the app, it’s really well thought out and user friendly. Reviewed on: 8th January 2024

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