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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very easy to use and transfer money in and out.

Very easy to use and transfer money in and out. Good interest rate Reviewed on: 8th January 2024

Best savings account.

Best savings account. Easy to use and some of the best rates on the market, especially for Boost pots. Reviewed on: 8th January 2024

Great company and website is east to use

They have very helpful and their website is easy to use Reviewed on: 8th January 2024

I’ve been with Zopa for over a year and I haven’t ha...

I’ve been with Zopa for over a year and I haven’t had any issues. The app is easy to use and everything is presented clearly. The interest rates are always competitive and they automatically increase the amount without any stress. Reviewed on: 8th January 2024

Excellent Service all round.

Excellent Service, easy to Deposit extra funds at anytime knowing that you will be getting a great service and a excellent interest rate. Never having to worry about your funds knowing they are protected and managed well. Peace of mind as well as earning interest on top. Reviewed on: 8th January 2024

really good to be able to lock money away

really good to be able to lock money away and the app is well designed Reviewed on: 8th January 2024

Fabulous service my savings are growing

Fabulous service my savings are growing Reviewed on: 8th January 2024

Very goid speedy service.

Very goid speedy service. App easy to use. Reviewed on: 8th January 2024

excellent rates, easy to use app and very fast trans...

excellent rates, easy to use app and very fast transfers Reviewed on: 8th January 2024

Good company but rates are not the highest.

Good company but rates are not the highest. Reviewed on: 8th January 2024

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