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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Quick and easy transfer in and out of account.

Quick and easy transfer in and out of account. website clear and intuitive. impressed with interest rates. Reviewed on: 8th January 2024

Zopa - easy to use website with competitive rates.

Zopa is a really easy to use website. You can move money from one account to another instantly - or with notice if it's a fixed rate account. Notifications come when needed rather too often. Interest rates are very competitive Reviewed on: 8th January 2024

Proactive in providing competitive rates

Zopa is always proactive in providing competitive savings rates automatically. Reviewed on: 8th January 2024

Good concept.

Good concept. Like the idea of a smart saver. Reviewed on: 8th January 2024

Easy to use and convenient pot function

The Zopa Smart Saver is user friendly and I really like the option to save in different pots. It’s very helpful to save for different things, e.g., our recent wedding, car insurance payment, holiday pot. It’s easy to keep track of money and saving in this way helps me plan ahead. I’ve not had any problems with Zopa and would definitely recommend. Reviewed on: 8th January 2024

Excellent all round App for savers

The App is super user friendly. Contyact us facility good and response is quick. Overall good service and competative rates Reviewed on: 8th January 2024

Great product and competitive rates

Great product and competitive rates Reviewed on: 8th January 2024

I have never had any issues with Zopa

I have never had any issues with Zopa Reviewed on: 8th January 2024

Easy to use - brilliant savings rate a real life...

Easy to use - brilliant savings rate a real life saver Reviewed on: 8th January 2024

Very good no problem great service highly recommended

Very good no problem, highly recommended Reviewed on: 8th January 2024

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