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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

My Zopa Summary

So far, cannot fault the service; ease of use; simple and straightforward transfer of monies between accounts; Interest rates - currently very competitive. App a breeze to use - No need for high street banks!! Reviewed on: 8th January 2024

Flexible savings account

Great product. Being able to split savings into different post is a great feature which can be easily managed through the app. Reviewed on: 8th January 2024

Zopa is help people to save money especial in shop...

Zopa is help people to save money especial in shop Reviewed on: 8th January 2024

The fact that everything I need is achievable using...

The fact that everything I need is achievable using the App is great plus the savings rates are higher than a lot of other banks. Reviewed on: 8th January 2024

Money moves in and out of account seamlessly and ins...

Money moves in and out of account seamlessly and instantaneously Reviewed on: 8th January 2024

Couldn’t be simpler.

Excellent service. Does exactly what it says on the tin. Reviewed on: 8th January 2024

Excellent online savings

Zopa is so easy to use and excellent interest rates Reviewed on: 8th January 2024

Does what it says on the tin, easy to manage online...

Does what it says on the tin, easy to manage online savings offering good levels of interest. Reviewed on: 8th January 2024

Just great all around!

Great interest rates, easy to use and operate multiple savings pots. Reviewed on: 8th January 2024

great app, love how easy it is to use to transfer fu...

great app, love how easy it is to use to transfer funds in and out. Reviewed on: 8th January 2024

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