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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great saving’s accounts make saving much easier.

Zopa savings accounts are very easy to use. They have various accounts depending on haw long you want to save for. The interest rates are very good and a lot higher than my bank gives. Easy to save with and makes saving easy to do. Reviewed on: 8th January 2024

The flexibility of my Smart Saver savings account is...

The flexibility of my Smart Saver savings account is amazing... and prompt too, e.g. withdrawals transferred always faster than the promised 20 minutes. Excellent variable interest rates, greater for the longer notice 'boosted' pots of my account, offer even greater and very welcome flexibility. Reviewed on: 8th January 2024

Easy use app which gets you where you want quickly f...

Easy use app which gets you where you want quickly for a good rate of interest Reviewed on: 8th January 2024

Flexible savings

Flexible simple savings products with good access options Reviewed on: 8th January 2024

Great savings rates plus competitive foreign exchang...

Great savings rates plus competitive foreign exchange rates Reviewed on: 8th January 2024

So many different options!

The savings supports so many different options in support of controlling your money - whether it's instant, long term or for something specific. I haven't seen many other banks do this. Really easy sign up too. Reviewed on: 8th January 2024

The app is very easy to use.

The app is very easy to use. Money transfers are instant. What's not to like? Reviewed on: 8th January 2024

Good savings product

Great savings products and very easy to use via the app. I monitor every day via the app and am able to move funds around efficiently and simply where I need to. The rates are not market leading but are always good. Reviewed on: 8th January 2024

So simple to set up and user friendly app to top up...

So simple to set up and user friendly app to top up or withdraw Reviewed on: 8th January 2024

Very easy to set up and use.

Very easy to set up and use. Quick transfers in and out Reviewed on: 8th January 2024

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