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Zopa: Smart Saver reviews

4.94
Based on 8,050 reviews, last reviewed 25th Mar 2026
82000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Biscuit Tin Their Biscuit Tin Account such a clever concept to encourage saving with an extremely competitive interest rate, does what it says on the tin. Reviewed on: 25th March 2026
Paul E's avatar
Paul E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8050)

Very easy to use, and clear to understand.

5
Very easy to use, and clear to understand. App is intuitive. Savings products are excellent value, and competitive in comparison with others. Reviewed on: 8th January 2024

Zopa, is great.

5
Zopa, is great. The mobile app is easy to use and user friendly Reviewed on: 8th January 2024

Always fast and efficient, best deals available at a...

5
Always fast and efficient, best deals available at all times Reviewed on: 8th January 2024

Always positive.

5
Always positive. Easy to use app. Keeps me well informed Reviewed on: 8th January 2024

Good rates

5
Easy to manage online with good rates. Reviewed on: 8th January 2024

So easy to use.

5
So easy to use. All my family members now have a Zopa account. Reviewed on: 8th January 2024

Zopa smart saver

5
Easy to set up and use. Great interest rates Reviewed on: 8th January 2024

Easy to use, amazing features.

5
Easy to use, amazing features.Good saving rates, you can easily put in or take out money. Reviewed on: 8th January 2024

Simple, easy and efficient

5
Simple platform, easy to use, quick money transfers and great options for short and medium term savings. They have always been quick to update rates when base rate changes too. Reviewed on: 8th January 2024

Good company to e with for investing your money.

5
I have never had any problems since I joined this company. From credit cards to savings they are all top items. Their customer service teams are always there to help iff need be and are always polite and respectful towards you. Reviewed on: 8th January 2024

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