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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Good company to e with for investing your money.

I have never had any problems since I joined this company. From credit cards to savings they are all top items. Their customer service teams are always there to help iff need be and are always polite and respectful towards you. Reviewed on: 8th January 2024

A model ISA account.

I've had a Smart Saver account for several years. The interest rate has risen significantly over that period. The account is unusually straightforward to operate, and withdrawals are transferred within 10 minutes. No reservations about recommending. Reviewed on: 8th January 2024

Fantastic interest rates for ordinary accounts

Fantastic interest rates for ordinary accounts Reviewed on: 8th January 2024

Easy access organised saving

Access this a couple of times a week. So easy to set up separate pots for different uses. Reviewed on: 8th January 2024

Very Easy to Do Business With

Very easy to set-up a Savings Account and a very easy to use App. Reviewed on: 8th January 2024

Saving made easy.

Easy to set up and move money around to suit. Upped interest rates often which was nice to see. Reviewed on: 8th January 2024

Zopa Interest Rewards Are Amazing

I am completely satisfied with my experience os using Zopa. Firstly, it was easy and simple to set up an account and very easy to transfer money in and out to help with my money management. Reviewed on: 8th January 2024

Zopa Smart Saver

Very easy to set up and manage via the app. Good rates! Reviewed on: 8th January 2024

Great provider.

Great provider. Easy to use and understand. They keep you informed They keep up with interested rates and charge them when applicable Reviewed on: 8th January 2024

Wouldn't be without it

The mobile app is so easy to use, it is accessible at all times and even easier to move money between pots. Reviewed on: 8th January 2024

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